STUCK? STRUGGLING? UNSURE WHAT TO DO?
Get Back in Control of Your Business
If cash is tight, morale is low, and nothing seems to be working — this free Turnaround Toolkit gives you the tools, clarity, and next steps to take action fast. No jargon, no fluff. Just practical help for business owners in distress.
Clarity When You’re Overwhelmed
Know Where You Stand
Our Scorecard helps you instantly assess how serious your situation is — and what your next move should be. No more guesswork.
Fast, Practical Tools
Take Action Today
From cashflow calculators to recovery plans, our tools are built to help you act quickly — even if things feel out of control.
Help from Someone Who's Been There
Real-World Support
This isn’t corporate theory. It’s practical guidance from someone who’s helped businesses recover — and acquired ones worth saving.
FEELING STUCK, LOST, OR BURNT OUT?
When You’re Running on Empty, It’s Hard to See a Way Out
The pressure’s building. Sales are patchy. Cashflow’s tight. You’re tired, the team’s lost focus, and you’re not sure how long you can keep going. Sound familiar? You’re not alone — and you don’t have to face it blind.
SIMPLE FIRST STEP
Take the Turnaround Scorecard and Get Clarity in 5 Minutes
No pitch. No pressure. Just 12 questions to help you understand your situation, where you’re exposed, and what to do next. It’s the starting point for every business we help — and it’s free.
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WHAT YOU GET
Tools, Clarity, and Practical Support — Without the Fluff
The Turnaround Toolkit gives you exactly what you need to understand your position, stabilise your business, and take confident next steps — even if you feel stuck right now.
Turnaround Scorecard
Where are you exposed — and what should you do next? This quick diagnostic helps you see the full picture fast.
Cashflow Crisis Calculator
Estimate how much runway you’ve got left and when you’ll hit the wall — if you do nothing. A must for decision-making under pressure.
Break-Even Recovery Tool
Figure out what it will actually take to turn the business around — and whether it’s realistic with the time and energy you have.
Recovery Plan Generator
Plug in your Scorecard results and get a personalised action plan in under 10 minutes. Step-by-step, no jargon.
WHO’S BEHIND THIS
Built by Someone Who’s Turned Around — and Bought — Real Businesses
With 30+ years of experience, I've helped owners survive tough times, acquire struggling businesses, and exit on the best terms possible. This Toolkit combines everything I wish I'd had when I was facing the same challenges.
NOT SURE WHERE TO START?
Follow a Proven Recovery Path
Three timelines. One goal.
Whether you need to act fast or stabilise over time, choose from realistic 30, 60, or 90-day recovery plans — with matching tools for every step.
Advisors Use This Too
Supporting Clients Through a Business Exit?
If you're a business advisor, accountant, or consultant helping owners prepare to exit — the Advisor Toolkit gives you everything you need to guide the conversation.Use checklists, diagnostic tools, scripts, and handouts to support your clients with clarity and structure.
NEED A CONFIDENTIAL CONVERSATION?
Let’s Talk — No Pressure, Just Practical Support
If your business is in distress and you’re not sure what to do next, reach out. I offer straightforward, confidential advice — no obligation, no fluff. Whether you’re looking to recover, exit, or explore your options, you’ll get clear direction.
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YOUR FREE BUSINESS RECOVERY TOOLS
Assess, Act, Recover — Starting Now
Whether you’re on the edge or just feeling stuck, these tools are built to help you make clear decisions fast — no jargon, no downloads, no delays.
Turnaround Scorecard
Purpose:
Assess severity of the situation and recommend focus areas.Format:
12-question multiple choice quiz with scoring across:
Output:
Score range → traffic light system:
Takes 3 minutes. Get instant clarity on your situation.
Cashflow Crisis Calculator
Purpose:
Calculate how long the business can survive under current cash burn.Input:
• Current cash balance
• Monthly income
• Monthly fixed costs
• Monthly variable costs
• Outstanding debtor £
• Outstanding creditor £
Output:
• Burn rate
• Days of cash runway
No download. See your burn rate and runway in seconds.
Break-Even Recovery Tool
Purpose:
Determine how much revenue the business needs to cover costs again.Input:
• Monthly fixed costs
• Gross margin %
Output:
• Monthly break-even sales
Quick and simple. Know your sales target to stay afloat.
Recovery Plan Generator
Purpose:
Turn your situation into a personalised 5-step recovery plan.Input:
• Scorecard results or direct user input
• Select urgency level
• Choose key challenge areas
Output:
• Tailored 5-step recovery plan based on urgency
• Supportive messaging and practical action steps
Get a personalised 5-step plan — no sign-up needed.
Real-World Recovery. Not Just Theory.
The 12-Week Restructuring Workbook
If your business is under serious pressure, this isn’t just another download — it’s a step-by-step survival and reset plan.
Work through cash triage, team clarity, customer focus, and weekly actions designed to get you stabilised, refocused, and back in control — one step at a time.
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YOUR FREE BUSINESS RECOVERY TOOLS
Free Tools & Resources to Support Your Turnaround
Practical, no-fluff documents to help you stabilise cashflow, make tough decisions, and regain control during a business crisis. Download and use any resource below — no sign-up required.
Triage & Stabilisation Phase
Focus: Cashflow, creditor pressure, urgent steps
Business Turnaround Workbook
A practical, step-by-step workbook to diagnose problems, clarify priorities, and build a recovery plan.
Debtor Collection Templates
Three email templates for chasing overdue payments professionally.
Communication Template – Creditor Standstill Request
Request breathing space from creditors during crisis.
Debt Prioritisation Worksheet
Triage what bills to pay and who to call first.
Cashflow Crisis Checklist
Immediate actions to review, prioritise, and protect your cash.
HMRC Time to Pay Guide
How to request a payment arrangement and avoid penalties.
Bank Communication – Financial Update and Request
Open lender dialogue for short-term support.
Communication Template – Supplier Negotiation
Request extending / renegotiating terms from suppliers during crisis.
Creditor Communication Guide
How to speak confidently with suppliers, HMRC, and lenders when you’re under pressure.
Supplier Negotiation Framework
What to ask for, how to ask, and how to preserve the relationship.
Landlord Communication – Rent Support Request
Negotiate rental flexibility or deferment.
Short-Term Planning & Control
Focus: Survival strategy, 30–90 day planning
Crisis Communication Checklist
Who to speak to, what to say, and how to keep people informed.
Short-Term Survival Plan Template
Map out the next 30 days with clarity and focus.
Credit Control Script and Tipsheet
Recover overdue invoices faster.
Debt Prioritisation Matrix
A tool to decide which bills to pay, delay, or renegotiate.
12-Week Recovery Planner
A structured weekly planner to rebuild momentum.
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Weekly Business Reset Template
A simple weekly reflection tool to stay on track during recovery.
Staff Communication – Restructuring Announcement
Clear messaging for internal morale and stability.
Strategic Recovery & Rebuild
Focus: Exit, restructure, customer and team focus
Turnaround or Exit Decision Guide
Helpful prompts to decide whether to fight, sell, or walk away.
Refinancing Options Guide
A plain-English overview of short-term funding and refinancing options.
Post-Crisis Rebuild Checklist
A checklist to refocus and strengthen after the worst has passed.
What Does a Turnaround Consultant Do?
Demystify external help — when, why, how.
Customer Retention During Crisis
How to support and retain your best customers when things are tight.
Strategic Recovery & Rebuild
Focus: Owner mindset, self-care, decision clarity
Owner Self-Care & Resilience Guide
Tools to protect your energy, mindset, and decision-making capacity.
Owner Stress Management – Tipsheet for Tough Times
Keep your head clear and energy steady.
Directors' Legal Duties in Distress – Plain English Guide
Avoid wrongful trading or personal liability.
Feeling overwhelmed?
Realistic Recovery Paths for Distressed Businesses
Not sure where to start? Choose from three practical turnaround timelines based on your urgency. Each path gives you the key actions to stabilise and rebuild.
Triage & Stabilisation Phase
Section 1: 30-Day Survival Plan
Assess immediate cashflow and create a short-term survival forecast
Pause unnecessary spending and cancel non-essential outgoings
Contact key creditors and request standstill or payment plans
Informally communicate with staff and critical suppliers
Start tracking every pound in/out daily
Protect the core business activities only
Seek initial advice from an advisor or turnaround specialist
Survival & Triage Plan
Short-Term Planning & Control
Section 2: 60-Day Stabilisation Plan
Tighten internal operations: costs, credit control, working capital
Collect outstanding receivables aggressively but professionally
Renegotiate rent, supplier terms, bank facilities where possible
Build a short-term cashflow forecast (13-week model)
Explore short-term funding or refinancing if needed
Implement any quick-win structural changes (e.g. shift patterns, pricing)
Begin engaging wider team in recovery efforts
Stabilisation & Control
Strategic Recovery & Rebuild
Section 3: 90-Day Recovery Plan
Set clear goals: reduce losses, return to breakeven, or prepare for sale
Evaluate unprofitable products, services, contracts — consider exit
Review team roles and right-size if needed
Formalise key plans: operations, debt repayments, customer strategy
Monitor weekly cashflow and monthly results vs targets
Explore new revenue channels or diversification opportunities
If recovery isn’t working, explore formal restructuring or sale options
Restructure & Rebuild
❓ Frequently Asked Questions
1. Should I keep trading or shut the business down?
If the business is still generating income and has core potential, stabilisation might be possible. If liabilities far outweigh assets and trading worsens the position, seek professional advice immediately.
2. What happens if I stop paying my suppliers?
Some may pause deliveries or take legal action. Others may be open to negotiation if you communicate early. Don’t ignore them — use the templates in the toolkit to explain and ask for time.
3. Can I just pay who I want first?
No. Prioritising one creditor (like a friend, family member, or yourself) over others when insolvent could be classed as preferential treatment — and reversed later. Use the debt prioritisation worksheet instead.
4. Is it wrong to keep trading if I know we’re in trouble?
If you reasonably believe there's a path to recovery and you're acting in the best interests of creditors, you're within your rights. But if you know there's no way to pay everyone, you must stop and seek advice.
5. Will HMRC give me time to pay?
Yes, often. HMRC is one of the more structured creditors and may agree to a formal Time to Pay plan. Use the included HMRC guide to approach them professionally.
6. What if I can’t pay staff this month?
Staff are a top priority. If you know you can’t meet payroll, speak to them early and explore emergency funding or a payment plan. Avoid silence — it creates panic and legal exposure.
7. I’m exhausted. How do I make good decisions in this state?
You don’t need to do it all alone. Use the checklist tools to create structure. Take one action per day. Clarity builds as momentum returns. The Owner Stress Tipsheet in the Toolkit can help you reset.
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KNOW WHERE YOU STAND
Take the Turnaround Scorecard
If you're feeling pressure in your business but aren't sure how bad things really are, this scorecard gives you a structured way to assess it. No second-guessing — just a clear view of where you stand and what needs attention.
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REALITY CHECK, MADE SIMPLE
How Long Can Your Business Survive?
This tool helps you work out how much cash runway you really have based on your current income, costs, and unpaid invoices.
It’s quick, confidential, and surprisingly clarifying — especially when stress levels are high and decisions need to be made fast.
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FIND YOUR MINIMUM SALES TARGET
What Do You Need to Sell Just to Survive?
This tool calculates the revenue you need to bring in each month just to cover your costs — no profit, no losses. It’s a vital number for any business under pressure.
Enter your costs and gross margin to see your monthly break-even point, fast.
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FEELING STUCK AND UNSURE WHAT TO DO NEXT?
Generate a Personalised 5-Step Recovery Plan
If your business is under pressure, clarity matters. This free tool asks a few quick questions and gives you a tailored action plan to help stabilise your business, reduce stress, and move forward with focus — no fluff, no theory, just practical next steps.
You’re One Step Closer to Turning Things Around
Thanks for taking the first step — it takes courage to face tough situations head-on.
Struggling doesn’t mean failing. The right tools, mindset, and action plan can shift things faster than you think. And you don’t have to do it alone.